If this past years, do we dare say it (2020) has taught us is that life is short and can change at any time. Also, there's nothing left at the end of this journey called life, but the memories you create along the way.
Traveling is a great way to go about creating memories.
It helps you bond with others, learn about new cultures and strengthens relationships.
So why don't we do more of it?
The majority of those wanting to travel don't do it because of lack of funds to do so 🤑 That's because after paying rent and bills and putting food on the table, what are the chances that we may have extra to go on traveling? The truth is, many of us can do more traveling with a few simple steps and your family too can start creating memories together.
Here are a few steps to take to get a fund started for traveling;
1. Make a list of primary expenses. Remember to include your mortgage/rent, utilities, car, insurance, groceries..etc. These are the expenses you can't do without!
2. Now make a list of those expenses that are optional. For example, dinning out, date nights, hobbies..etc. You may need to keep all receipts for a month or review your bank statement to really dive into all those "extra" expenses.
3. Now review with your partner both lists and create a budget. This will allow you to see where you can make changes to put away some money into a 'traveling' account. As little as $20 a week might be enough for you to have a fund at the end of the year for traveling purposes ($20 x 52 = $1040).
4. Don't think you can keep those savings? Work with your bank online banking tools and set the funds to go directly into a savings account from the minute you get your direct deposit. This way you're not thinking about it! OUT OF SIGHT, OUT OF MIND! Setting up this automatic transfer from your online banking, is simple and in a few months your savings will add up.
5. Did you know to travel you don't need to pay all the money up front? There are plenty of vacations to take with your family that you can pay on a monthly basis for. So go ahead, check with your favorite travel agency for financing options.
6. Bonuses, taxes, gifts? Consider putting the little bit of extra money you get occassionally into your traveling account or investment account instead of into that new purse or pair of shoes you'd like.
Following these easy steps will allow you to build up a traveling fund that can take your family to places you never thought possible. This way you will create memories that will last a lifetime!
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